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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,604 | $58,600-63.1% | $83,327-74.1% | $64,173-66.3% |
| Participation rate | 57.6% | 72.0%-14.5pp | 77.8%-20.2pp | 69.6%-12.0pp |
| Annual return | -10.51% | 9.66%-20.2pp | 10.64%-21.2pp | 7.63%-18.1pp |
| Employer contribution / active EE | $906 | $2,098-56.8% | $3,379-73.2% | $2,381-61.9% |
| Participant deferral / active EE | $3,994 | $4,656-14.2% | $5,565-28.2% | $3,470+15.1% |
| Admin fee / account holder | $56 | $9,282-99.4% | $7,540-99.3% | $4,887-98.9% |