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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,406 | $157,276+1.4% | $141,177+12.9% | $152,885+4.3% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 19.82% | 64.33%-44.5pp | 71.40%-51.6pp | 345.39%-325.6pp |
| Employer contribution / active EE | $15,053 | $5,262+186.1% | $4,736+217.9% | $4,763+216.0% |
| Participant deferral / active EE | $4,975 | $7,110-30.0% | $6,710-25.9% | $5,851-15.0% |
| Admin fee / account holder | $442 | $12,123-96.4% | $10,263-95.7% | $11,598-96.2% |