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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,276 | $138,075+5.9% | $123,552+18.4% | $135,379+8.0% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -8.52% | 153.70%-162.2pp | 119.20%-127.7pp | 519.79%-528.3pp |
| Employer contribution / active EE | $15,014 | $5,152+191.4% | $4,628+224.4% | $4,779+214.2% |
| Participant deferral / active EE | $5,669 | $6,800-16.6% | $6,426-11.8% | $5,609+1.1% |
| Admin fee / account holder | $484 | $10,917-95.6% | $9,285-94.8% | $10,828-95.5% |