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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,867 | $84,493-38.6% | $125,381-58.6% | $66,938-22.5% |
| Participation rate | 71.8% | 76.4%-4.6pp | 82.4%-10.5pp | 69.8%+2.0pp |
| Annual return | -16.08% | -8.49%-7.6pp | 572.31%-588.4pp | 1.58%-17.7pp |
| Employer contribution / active EE | $2,170 | $3,554-38.9% | $4,815-54.9% | $2,545-14.8% |
| Participant deferral / active EE | $7,028 | $6,783+3.6% | $7,448-5.6% | $4,238+65.8% |
| Admin fee / account holder | $948 | $685+38.4% | $10,007-90.5% | $594+59.8% |