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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,830 | $105,198-16.5% | $159,455-44.9% | $85,856+2.3% |
| Participation rate | 72.3% | 75.8%-3.4pp | 82.8%-10.5pp | 69.3%+3.0pp |
| Annual return | -32.26% | 45.08%-77.3pp | 263.63%-295.9pp | 318.58%-350.8pp |
| Employer contribution / active EE | $2,405 | $3,319-27.5% | $4,830-50.2% | $2,565-6.2% |
| Participant deferral / active EE | $7,592 | $5,946+27.7% | $7,353+3.3% | $3,952+92.1% |
| Admin fee / account holder | $939 | $6,934-86.5% | $10,800-91.3% | $6,261-85.0% |