Retirement plan

ROSCOE PROPERTIES, INC. 401(K) SAVINGS PLAN

Name: ROSCOE PROPERTIES, INC. - ROSCOE PROPERTIES, INC. 401(K) SAVINGS PLAN (2018) Form 5500
Creator: ROSCOE PROPERTIES, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, ROSCOE PROPERTIES, INC. 401(K) SAVINGS PLAN, ROSCOE PROPERTIES, INC.

ROSCOE PROPERTIES, INC.EIN 27-0226749Plan #001PY 2018

602 WEST 7TH STREET - AUSTIN, TX 78701512-637-0304pacerealty.comLinkedIn1001-5000 employeesreal estate

Prospect flagsLow returnsLow assets / participantFailed to transmit contributions

How to read this page

Total assets (EOY)

$4.3M

+25.0% from 2017

Total participants

691

+10.9% from 2017

Average account balance

$6,514

+13.7% from 2017

Annual return

-10.72%

-67.54 pp from 2017

Benchmarks

See 592 peers

Peer group

Industry53 - Real Estate and Rental and Leasing

Plan typeDefined contribution

Participants250-999

Cohort592 peers

Snapshot2018

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$64.37M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$13K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

4,956

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

79.8%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$22.39M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$5K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+19.75%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$88

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

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Service providers

Top 6 by compensation

Provider	Service type	Compensation
AMERICAN REALTY ADVISORS1 year Filed as: PETER COUGHLAN AMERICAN PENSION LLC Service code 13 186 SHERMAN AVE STE 2 · BERKELEY HEIGHTS, NJ 07922	Contract Administrator	$11,693
EPIC RETIREMENT PLAN SERVICES4+ years Filed as: REGENCY RETIREMENT PLAN CONSULTANTS Service code 99 120 EAST MAIN STREET · RAMSEY, NJ 07446	Other Fees	$7,116
AMERICAN REALTY ADVISORS1 year Filed as: AMERICAN PENSION LLC Service code 13	Contract Administrator	$3,917
GREAT-WEST LIFE & ANNUITY INSURANCE4+ years Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111	Recordkeeping Fees	$3,869
TRICORE, INC.4+ years Service code 99 117 NORTH GOLD ROAD #1 · ROBBINSVILLE, NJ 08691	Other Fees	$3,557
MORNINGSTAR4+ years Filed as: MORNINGSTAR INC. MORNINGSTAR ASSOCI Service code 99 5904 PAYSPHERE CIRCLE · CHICAGO, IL 60674	Other Fees	$771

Plan features & details

Pension benefit codes2J2K2F2G2E2S

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.

Opportunity flags

3 tripped

OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.
OpportunityLow assets / participant
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
ComplianceFailed to transmit contributions
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).

Expense breakdown

Schedule H Part II

Admin total

$894

$2 / participant

Contract admin$894100.0%

% of EOY assets

0.021%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: WIPFLI
Auditor EIN: 390758449
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$6,514

$42,810-84.8%

$169,452-96.2%

$55,725-88.3%

Participation rate

93.4%

64.7%+28.7pp

77.8%+15.6pp

70.9%+22.6pp

Annual return

-10.72%

-3.61%-7.1pp

1.83%-12.5pp

244.93%-255.6pp

Employer contribution / active EE

$1,916

$1,402+36.7%

$4,157-53.9%

$2,078-7.8%

Participant deferral / active EE

$2,806

$3,141-10.7%

$5,277-46.8%

$3,356-16.4%

Admin fee / account holder

$106-98.7%

$9,110-100.0%

$115-98.8%

Provider

Service type

Compensation

AMERICAN REALTY ADVISORS1 year

Filed as: PETER COUGHLAN AMERICAN PENSION LLC

Service code 13

186 SHERMAN AVE STE 2 · BERKELEY HEIGHTS, NJ 07922

Contract Administrator

$11,693

EPIC RETIREMENT PLAN SERVICES4+ years

Filed as: REGENCY RETIREMENT PLAN CONSULTANTS

Service code 99

120 EAST MAIN STREET · RAMSEY, NJ 07446

Other Fees

$7,116

AMERICAN REALTY ADVISORS1 year

Filed as: AMERICAN PENSION LLC

Service code 13

Contract Administrator

$3,917

GREAT-WEST LIFE & ANNUITY INSURANCE4+ years

Service code 64

8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111

Recordkeeping Fees

$3,869

TRICORE, INC.4+ years

Service code 99

117 NORTH GOLD ROAD #1 · ROBBINSVILLE, NJ 08691

Other Fees

$3,557

MORNINGSTAR4+ years

Filed as: MORNINGSTAR INC. MORNINGSTAR ASSOCI

Service code 99

5904 PAYSPHERE CIRCLE · CHICAGO, IL 60674

Other Fees

$771

ROSCOE PROPERTIES, INC. 401(K) SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

ROSCOE PROPERTIES, INC. 401(K) SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion