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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,203 | $136,860-70.6% | $120,344-66.6% | $154,746-74.0% |
| Participation rate | 100.0% | 79.9%+20.1pp | 76.7%+23.3pp | 80.7%+19.3pp |
| Annual return | 8.35% | 21.38%-13.0pp | 20.30%-12.0pp | 172.34%-164.0pp |
| Employer contribution / active EE | $2,122 | $3,533-40.0% | $3,020-29.8% | $4,379-51.6% |
| Participant deferral / active EE | $3,616 | $5,793-37.6% | $5,135-29.6% | $6,730-46.3% |
| Admin fee / account holder | $73,036 | $15,393+374.5% | $12,742+473.2% | $14,365+408.4% |