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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,203 | $124,425-67.7% | $112,040-64.1% | $137,256-70.7% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 8.35% | 24.72%-16.4pp | 24.52%-16.2pp | 220.34%-212.0pp |
| Employer contribution / active EE | $2,122 | $3,411-37.8% | $2,954-28.2% | $4,156-49.0% |
| Participant deferral / active EE | $3,616 | $5,718-36.8% | $5,098-29.1% | $6,407-43.6% |
| Admin fee / account holder | $73,036 | $15,207+380.3% | $12,098+503.7% | $12,270+495.2% |