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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,160 | $103,392-37.9% | $87,104-26.3% | $152,897-58.0% |
| Participation rate | 45.5% | 79.4%-33.9pp | 76.9%-31.4pp | 82.5%-37.0pp |
| Annual return | 22.57% | 28.10%-5.5pp | 28.19%-5.6pp | 345.43%-322.9pp |
| Employer contribution / active EE | $1,279 | $3,221-60.3% | $2,521-49.3% | $4,764-73.2% |
| Participant deferral / active EE | $4,030 | $4,778-15.7% | $4,048-0.5% | $5,851-31.1% |
| Admin fee / account holder | $1,690 | $12,194-86.1% | $7,491-77.4% | $11,599-85.4% |