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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,816 | $92,219-53.6% | $76,768-44.2% | $135,379-68.4% |
| Participation rate | 55.6% | 79.8%-24.2pp | 77.0%-21.4pp | 82.6%-27.1pp |
| Annual return | 0.00% | 5.46%-5.5pp | 2.43%-2.4pp | 519.79%-519.8pp |
| Employer contribution / active EE | $1,298 | $3,216-59.6% | $2,485-47.8% | $4,779-72.8% |
| Participant deferral / active EE | $4,494 | $4,508-0.3% | $3,852+16.7% | $5,609-19.9% |
| Admin fee / account holder | $3,426 | $10,749-68.1% | $6,675-48.7% | $10,828-68.4% |