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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,755 | $108,922-34.1% | $100,398-28.5% | $145,978-50.8% |
| Participation rate | 93.3% | 83.0%+10.4pp | 81.5%+11.8pp | 80.3%+13.0pp |
| Annual return | 17.51% | 58.04%-40.5pp | 49.32%-31.8pp | 550.52%-533.0pp |
| Employer contribution / active EE | $2,500 | $4,426-43.5% | $3,946-36.7% | $4,662-46.4% |
| Participant deferral / active EE | $6,984 | $8,450-17.3% | $8,084-13.6% | $6,690+4.4% |
| Admin fee / account holder | $2,079 | $9,680-78.5% | $7,893-73.7% | $13,400-84.5% |