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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,731 | $105,145-37.5% | $94,664-30.6% | $139,466-52.9% |
| Participation rate | 100.0% | 82.4%+17.6pp | 80.8%+19.2pp | 80.3%+19.7pp |
| Annual return | 22.97% | 38.09%-15.1pp | 156.84%-133.9pp | 373.66%-350.7pp |
| Employer contribution / active EE | $4,342 | $4,107+5.7% | $3,673+18.2% | $4,754-8.7% |
| Participant deferral / active EE | $14,714 | $7,599+93.6% | $7,417+98.4% | $6,712+119.2% |
| Admin fee / account holder | $2,105 | $8,972-76.5% | $7,222-70.8% | $11,409-81.5% |