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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,312 | $71,208-18.1% | $93,681-37.8% | $80,911-27.9% |
| Participation rate | 80.6% | 60.4%+20.2pp | 68.7%+11.8pp | 67.6%+12.9pp |
| Annual return | 14.11% | 11.27%+2.8pp | 133.47%-119.4pp | 35.63%-21.5pp |
| Employer contribution / active EE | $2,859 | $1,564+82.8% | $2,422+18.0% | $2,756+3.8% |
| Participant deferral / active EE | $7,552 | $4,035+87.2% | $4,415+71.0% | $4,297+75.7% |
| Admin fee / account holder | $1,241 | $6,951-82.2% | $8,290-85.0% | $6,935-82.1% |