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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,122 | $59,813-37.9% | $79,580-53.4% | $68,486-45.8% |
| Participation rate | 69.4% | 61.1%+8.4pp | 69.5%0pp | 67.9%+1.6pp |
| Annual return | -18.13% | -12.30%-5.8pp | 0.15%-18.3pp | -7.85%-10.3pp |
| Employer contribution / active EE | $2,741 | $1,505+82.1% | $2,413+13.6% | $2,597+5.6% |
| Participant deferral / active EE | $6,052 | $3,024+100.1% | $3,985+51.8% | $4,028+50.3% |
| Admin fee / account holder | $1,420 | $4,835-70.6% | $6,835-79.2% | $5,404-73.7% |