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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,501 | $147,556-24.4% | $129,031-13.6% | $198,609-43.9% |
| Participation rate | 83.3% | 77.2%+6.1pp | 73.4%+10.0pp | 82.4%+1.0pp |
| Annual return | 17.14% | 37.41%-20.3pp | 34.67%-17.5pp | 202.70%-185.6pp |
| Employer contribution / active EE | $3,463 | $3,645-5.0% | $3,226+7.3% | $5,055-31.5% |
| Participant deferral / active EE | $9,234 | $5,760+60.3% | $5,217+77.0% | $6,977+32.4% |
| Admin fee / account holder | $1,063 | $15,467-93.1% | $13,208-91.9% | $19,030-94.4% |