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| Provider | Service type | Compensation |
|---|---|---|
LPL FINANCIAL1 year Filed as: LPL FINANCIAL LLC - RPCP Service code 26 · EIN 04-3046611 | Advisory (Participants) | $3,961 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,264 | $28,109+7.7% | $71,089-57.4% | $56,289-46.2% |
| Participation rate | 34.9% | 40.4%-5.5pp | 54.6%-19.7pp | 69.9%-34.9pp |
| Annual return | 16.46% | -615.05%+631.5pp | 650.65%-634.2pp | -9.96%+26.4pp |
| Employer contribution / active EE | $40 | $558-92.9% | $1,088-96.3% | $2,111-98.1% |
| Participant deferral / active EE | $498 | $1,116-55.3% | $1,873-73.4% | $3,350-85.1% |
| Admin fee / account holder | $256 | $585-56.3% | $3,082-91.7% | $521-50.9% |