See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,442 | $31,388-15.8% | $73,545-64.0% | $62,292-57.6% |
| Participation rate | 34.7% | 39.9%-5.1pp | 54.9%-20.2pp | 69.5%-34.8pp |
| Annual return | 14.62% | 25.34%-10.7pp | -15.16%+29.8pp | 28.90%-14.3pp |
| Employer contribution / active EE | $43 | $498-91.5% | $1,219-96.5% | $2,042-97.9% |
| Participant deferral / active EE | $473 | $1,028-54.0% | $1,806-73.8% | $3,169-85.1% |
| Admin fee / account holder | $360 | $299+20.4% | $2,320-84.5% | $479-24.8% |