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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,009 | $185,312-84.9% | $161,489-82.7% | $154,746-81.9% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 18.11% | 103.84%-85.7pp | 89.72%-71.6pp | 172.34%-154.2pp |
| Employer contribution / active EE | $2,084 | $4,769-56.3% | $4,268-51.2% | $4,379-52.4% |
| Participant deferral / active EE | $2,962 | $6,350-53.3% | $5,630-47.4% | $6,730-56.0% |
| Admin fee / account holder | $1,765 | $18,654-90.5% | $16,006-89.0% | $14,365-87.7% |