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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,496 | $183,627-87.2% | $155,602-84.9% | $145,978-83.9% |
| Participation rate | 93.3% | 82.7%+10.6pp | 78.2%+15.1pp | 80.3%+13.0pp |
| Annual return | 12.89% | 61.32%-48.4pp | 64.81%-51.9pp | 550.52%-537.6pp |
| Employer contribution / active EE | $2,677 | $5,316-49.6% | $4,675-42.7% | $4,662-42.6% |
| Participant deferral / active EE | $4,194 | $6,466-35.1% | $5,629-25.5% | $6,690-37.3% |
| Admin fee / account holder | $1,026 | $19,327-94.7% | $15,923-93.6% | $13,400-92.3% |