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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,623 | $69,118-73.1% | $53,647-65.3% | $138,895-86.6% |
| Participation rate | 50.0% | 64.0%-14.0pp | 56.3%-6.3pp | 79.9%-29.9pp |
| Annual return | 17.51% | 248.26%-230.8pp | 358.33%-340.8pp | 145.39%-127.9pp |
| Employer contribution / active EE | $916 | $1,189-23.0% | $962-4.8% | $4,194-78.2% |
| Participant deferral / active EE | $602 | $2,274-73.5% | $1,813-66.8% | $6,396-90.6% |
| Admin fee / account holder | $3,017 | $2,724+10.7% | $2,460+22.6% | $12,562-76.0% |