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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,393 | $81,763-73.8% | $58,561-63.5% | $139,466-84.7% |
| Participation rate | 50.0% | 61.3%-11.3pp | 50.9%-0.9pp | 80.3%-30.3pp |
| Annual return | 18.62% | 7427.77%-7409.2pp | 4251.33%-4232.7pp | 373.66%-355.0pp |
| Employer contribution / active EE | $881 | $1,398-37.0% | $1,053-16.4% | $4,754-81.5% |
| Participant deferral / active EE | $1,251 | $2,555-51.0% | $1,923-35.0% | $6,712-81.4% |
| Admin fee / account holder | $313 | $3,273-90.4% | $2,520-87.6% | $11,409-97.3% |