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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,663 | $88,710-54.2% | $81,783-50.3% | $145,959-72.1% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 14.99% | 1027.26%-1012.3pp | 775.05%-760.1pp | 561.95%-547.0pp |
| Employer contribution / active EE | $1,581 | $3,083-48.7% | $2,913-45.7% | $4,661-66.1% |
| Participant deferral / active EE | $4,951 | $4,645+6.6% | $4,320+14.6% | $6,689-26.0% |
| Admin fee / account holder | $557 | $8,407-93.4% | $7,380-92.5% | $13,398-95.8% |