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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,663 | $88,778-54.2% | $81,844-50.3% | $145,884-72.1% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 14.99% | 1033.03%-1018.0pp | 778.87%-763.9pp | 551.85%-536.9pp |
| Employer contribution / active EE | $1,581 | $3,087-48.8% | $2,916-45.8% | $4,662-66.1% |
| Participant deferral / active EE | $4,951 | $4,648+6.5% | $4,323+14.5% | $6,690-26.0% |
| Admin fee / account holder | $557 | $8,430-93.4% | $7,355-92.4% | $13,392-95.8% |