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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,000 | $76,608-51.7% | $56,077-34.0% | $145,877-74.6% |
| Participation rate | 62.5% | 63.2%-0.7pp | 52.5%+10.0pp | 80.3%-17.8pp |
| Annual return | 11.99% | 3009.59%-2997.6pp | 1709.28%-1697.3pp | 551.28%-539.3pp |
| Employer contribution / active EE | $2,937 | $1,382+112.6% | $1,040+182.3% | $4,663-37.0% |
| Participant deferral / active EE | $7,958 | $2,624+203.2% | $1,954+307.2% | $6,691+18.9% |
| Admin fee / account holder | $2,464 | $3,325-25.9% | $2,825-12.8% | $13,402-81.6% |