Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,998 | $86,938-35.6% | $102,423-45.3% | $80,925-30.8% |
| Participation rate | 34.4% | 72.4%-38.0pp | 76.5%-42.1pp | 67.7%-33.3pp |
| Annual return | 16.09% | 18.89%-2.8pp | 29.42%-13.3pp | 35.65%-19.6pp |
| Employer contribution / active EE | $518 | $2,369-78.1% | $3,023-82.9% | $2,756-81.2% |
| Participant deferral / active EE | $3,420 | $4,120-17.0% | $5,054-32.3% | $4,299-20.4% |
| Admin fee / account holder | $2,340 | $8,053-70.9% | $9,455-75.3% | $6,940-66.3% |