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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,656 | $84,713+30.6% | $75,717+46.1% | $167,518-33.9% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.8%+25.2pp | 82.1%+17.9pp |
| Annual return | 13.43% | 199.49%-186.1pp | 104.58%-91.2pp | 478.71%-465.3pp |
| Employer contribution / active EE | $2,790 | $3,229-13.6% | $2,743+1.7% | $4,838-42.3% |
| Participant deferral / active EE | $4,179 | $4,578-8.7% | $3,821+9.4% | $6,342-34.1% |
| Admin fee / account holder | $1,621 | $5,357-69.7% | $3,619-55.2% | $12,312-86.8% |