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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,078 | $69,541-29.4% | $59,899-18.1% | $135,380-63.7% |
| Participation rate | 94.7% | 77.8%+16.9pp | 74.7%+20.0pp | 82.6%+12.1pp |
| Annual return | -9.63% | 7.95%-17.6pp | 3.46%-13.1pp | 519.81%-529.4pp |
| Employer contribution / active EE | $2,986 | $3,236-7.7% | $2,723+9.7% | $4,779-37.5% |
| Participant deferral / active EE | $4,710 | $4,206+12.0% | $3,402+38.4% | $5,609-16.0% |
| Admin fee / account holder | $992 | $5,737-82.7% | $3,592-72.4% | $10,828-90.8% |