Retirement plan

NEW YORK BUS SALES, LLC/T-NINE, LLC 401(K) PLAN

Name: NEW YORK BUS SALES, LLC/T-NINE, LLC - NEW YORK BUS SALES, LLC/T-NINE, LLC 401(K) PLAN (2015) Form 5500
Creator: NEW YORK BUS SALES, LLC/T-NINE, LLC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, NEW YORK BUS SALES, LLC/T-NINE, LLC 401(K) PLAN, NEW YORK BUS SALES, LLC/T-NINE, LLC

NEW YORK BUS SALES, LLC/T-NINE, LLCEIN 27-0063570Plan #001PY 2015

7765 LAKEPORT ROAD - CHITTENANGO, NY 13037315-687-3969newyorkbussales.comLinkedIn51-200 employeesautomotive

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$2.5M

No prior year

Total participants

No prior year

Average account balance

$26,924

No prior year

Annual return

-1.66%

No prior year

Benchmarks

See 8,867 peers

Peer group

Industry44 - Retail Trade

Plan typeDefined contribution

Participants25-99

Cohort8,867 peers

Snapshot2015

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$4.77M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$61K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

81.3%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$434K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$5K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+13.96%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$3780

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2J

Plan features

2E
Profit-sharing
Profit-sharing plan.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$65K

$884 / participant

Other / not subdivided$65K100.0%

% of EOY assets

2.641%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$26,924

$45,566-40.9%

$64,105-58.0%

$59,633-54.9%

Participation rate

100.0%

60.2%+39.8pp

68.2%+31.8pp

68.7%+31.3pp

Annual return

-1.66%

4.95%-6.6pp

791.24%-792.9pp

2041.45%-2043.1pp

Employer contribution / active EE

$1,014

$934+8.5%

$1,820-44.3%

$2,203-54.0%

Participant deferral / active EE

$2,955

$2,057+43.7%

$2,822+4.7%

$3,192-7.4%

Admin fee / account holder

$711

$3,268-78.2%

$4,499-84.2%

$4,297-83.5%

NEW YORK BUS SALES, LLC/T-NINE, LLC 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

NEW YORK BUS SALES, LLC/T-NINE, LLC 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion