Retirement plan

NEW YORK BUS SALES, LLC/T-NINE, LLC 401(K) PLAN

Name: NEW YORK BUS SALES, LLC/T-NINE, LLC - NEW YORK BUS SALES, LLC/T-NINE, LLC 401(K) PLAN (2016) Form 5500
Creator: NEW YORK BUS SALES, LLC/T-NINE, LLC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, NEW YORK BUS SALES, LLC/T-NINE, LLC 401(K) PLAN, NEW YORK BUS SALES, LLC/T-NINE, LLC

NEW YORK BUS SALES, LLC/T-NINE, LLCEIN 27-0063570Plan #001PY 2016

7765 LAKEPORT ROAD - CHITTENANGO, NY 13037315-687-3969newyorkbussales.comLinkedIn51-200 employeesautomotive

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$2.9M

+15.7% from 2015

Total participants

+10.2% from 2015

Average account balance

$30,803

+14.4% from 2015

Annual return

6.58%

+8.24 pp from 2015

Benchmarks

See 9,492 peers

Peer group

Industry44 - Retail Trade

Plan typeDefined contribution

Participants25-99

Cohort9,492 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$4.77M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$61K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

81.3%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$434K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$5K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+13.96%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$3780

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2J

Plan features

2E
Profit-sharing
Profit-sharing plan.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$82K

$1063 / participant

Other / not subdivided$82K100.0%

% of EOY assets

2.857%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$30,803

$48,364-36.3%

$71,796-57.1%

$62,881-51.0%

Participation rate

94.8%

60.6%+34.2pp

69.1%+25.7pp

69.3%+25.5pp

Annual return

6.58%

13.16%-6.6pp

78.04%-71.5pp

20.14%-13.6pp

Employer contribution / active EE

$974

$1,042-6.5%

$1,924-49.4%

$2,281-57.3%

Participant deferral / active EE

$3,007

$2,091+43.8%

$2,794+7.6%

$3,203-6.1%

Admin fee / account holder

$880

$3,771-76.7%

$4,815-81.7%

$4,296-79.5%

NEW YORK BUS SALES, LLC/T-NINE, LLC 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

NEW YORK BUS SALES, LLC/T-NINE, LLC 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion