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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,801 | $181,896+2.1% | $156,551+18.7% | $273,972-32.2% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 7.51% | 30.74%-23.2pp | 32.23%-24.7pp | 41.46%-33.9pp |
| Employer contribution / active EE | $7,403 | $6,248+18.5% | $5,501+34.6% | $4,869+52.1% |
| Participant deferral / active EE | $4,661 | $5,550-16.0% | $4,871-4.3% | $5,287-11.8% |
| Admin fee / account holder | $1,526 | $15,560-90.2% | $13,028-88.3% | $10,133-84.9% |