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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $248,365 | $202,342+22.7% | $172,753+43.8% | $152,909+62.4% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 27.33% | 1029.88%-1002.5pp | 803.00%-775.7pp | 345.46%-318.1pp |
| Employer contribution / active EE | $7,717 | $5,857+31.7% | $5,144+50.0% | $4,764+62.0% |
| Participant deferral / active EE | $4,244 | $5,948-28.6% | $5,198-18.3% | $5,851-27.5% |
| Admin fee / account holder | $1,075 | $17,112-93.7% | $13,956-92.3% | $11,601-90.7% |