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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,458 | $59,440+138.0% | $78,004+81.3% | $82,637+71.2% |
| Participation rate | 77.8% | 62.8%+15.0pp | 69.4%+8.3pp | 68.1%+9.7pp |
| Annual return | 12.09% | 40.24%-28.1pp | 31.07%-19.0pp | 53.51%-41.4pp |
| Employer contribution / active EE | $2,504 | $1,750+43.0% | $2,469+1.4% | $2,552-1.9% |
| Participant deferral / active EE | $7,153 | $3,138+127.9% | $4,092+74.8% | $4,126+73.4% |
| Admin fee / account holder | $1,811 | $5,504-67.1% | $7,578-76.1% | $7,339-75.3% |