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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,514 | $75,959-62.5% | $154,114-81.5% | $64,181-55.6% |
| Participation rate | 50.0% | 70.4%-20.4pp | 83.0%-33.0pp | 69.6%-19.6pp |
| Annual return | -6.31% | 30.32%-36.6pp | 735.16%-741.5pp | 7.63%-13.9pp |
| Employer contribution / active EE | $968 | $3,350-71.1% | $5,298-81.7% | $2,381-59.3% |
| Participant deferral / active EE | $2,791 | $3,175-12.1% | $5,081-45.1% | $3,470-19.6% |
| Admin fee / account holder | $4,069 | $5,589-27.2% | $13,411-69.7% | $4,887-16.7% |