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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,807 | $75,832-72.6% | $147,618-85.9% | $59,633-65.1% |
| Participation rate | 35.3% | 71.6%-36.3pp | 84.6%-49.3pp | 68.7%-33.4pp |
| Annual return | -2.25% | 0.37%-2.6pp | 61.98%-64.2pp | 2041.40%-2043.7pp |
| Employer contribution / active EE | $527 | $3,485-84.9% | $5,565-90.5% | $2,203-76.1% |
| Participant deferral / active EE | $1,655 | $3,131-47.1% | $4,895-66.2% | $3,192-48.2% |
| Admin fee / account holder | $0 | $5,986-100.0% | $11,612-100.0% | $4,297-100.0% |