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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,385 | $111,814-44.2% | $103,374-39.7% | $145,959-57.3% |
| Participation rate | 62.5% | 77.9%-15.4pp | 74.5%-12.0pp | 80.3%-17.8pp |
| Annual return | 13.42% | 24.77%-11.4pp | 24.89%-11.5pp | 561.95%-548.5pp |
| Employer contribution / active EE | $2,057 | $4,214-51.2% | $3,869-46.8% | $4,661-55.9% |
| Participant deferral / active EE | $5,969 | $5,618+6.2% | $5,058+18.0% | $6,689-10.8% |
| Admin fee / account holder | $570 | $9,754-94.2% | $8,394-93.2% | $13,398-95.7% |