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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,996 | $117,433-56.6% | $99,475-48.7% | $152,897-66.6% |
| Participation rate | 31.3% | 77.5%-46.3pp | 73.8%-42.6pp | 82.5%-51.2pp |
| Annual return | 30.90% | 31.87%-1.0pp | 30.72%+0.2pp | 345.43%-314.5pp |
| Employer contribution / active EE | $787 | $3,013-73.9% | $2,540-69.0% | $4,764-83.5% |
| Participant deferral / active EE | $1,985 | $4,086-51.4% | $3,619-45.2% | $5,851-66.1% |
| Admin fee / account holder | $363 | $7,634-95.2% | $6,252-94.2% | $11,599-96.9% |