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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,685 | $105,623-54.9% | $87,502-45.5% | $273,972-82.6% |
| Participation rate | 33.3% | 78.2%-44.9pp | 73.8%-40.5pp | 83.0%-49.7pp |
| Annual return | 9.00% | 12.26%-3.3pp | 12.21%-3.2pp | 41.46%-32.5pp |
| Employer contribution / active EE | $460 | $3,141-85.4% | $2,550-82.0% | $4,869-90.6% |
| Participant deferral / active EE | $2,297 | $3,601-36.2% | $3,149-27.1% | $5,287-56.6% |
| Admin fee / account holder | $399 | $4,781-91.7% | $4,221-90.5% | $10,133-96.1% |