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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,498 | $113,935-63.6% | $94,224-56.0% | $125,393-66.9% |
| Participation rate | 100.0% | 82.9%+17.1pp | 78.8%+21.2pp | 83.2%+16.8pp |
| Annual return | -0.64% | 5.29%-5.9pp | 10.68%-11.3pp | 282.23%-282.9pp |
| Employer contribution / active EE | $2,104 | $4,727-55.5% | $3,587-41.3% | $4,866-56.8% |
| Participant deferral / active EE | $4,672 | $5,179-9.8% | $4,320+8.1% | $5,351-12.7% |
| Admin fee / account holder | $764 | $8,391-90.9% | $6,269-87.8% | $9,541-92.0% |