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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,054 | $131,835-59.8% | $108,582-51.1% | $273,972-80.6% |
| Participation rate | 69.2% | 83.5%-14.2pp | 79.6%-10.3pp | 83.0%-13.8pp |
| Annual return | 8.62% | -91.57%+100.2pp | -51.70%+60.3pp | 41.46%-32.8pp |
| Employer contribution / active EE | $1,746 | $4,913-64.5% | $3,758-53.5% | $4,869-64.1% |
| Participant deferral / active EE | $4,391 | $5,127-14.4% | $4,311+1.9% | $5,287-17.0% |
| Admin fee / account holder | $0 | $10,253-100.0% | $7,645-100.0% | $10,133-100.0% |