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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,367 | $106,749-73.4% | $145,433-80.5% | $82,448-65.6% |
| Participation rate | 93.1% | 75.6%+17.5pp | 82.1%+11.0pp | 68.1%+25.0pp |
| Annual return | 9.59% | 27.59%-18.0pp | 66.58%-57.0pp | 41.64%-32.0pp |
| Employer contribution / active EE | $1,776 | $3,444-48.4% | $4,554-61.0% | $2,551-30.4% |
| Participant deferral / active EE | $3,338 | $6,519-48.8% | $7,897-57.7% | $4,139-19.4% |
| Admin fee / account holder | $18,526 | $8,390+120.8% | $13,129+41.1% | $7,234+156.1% |