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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,367 | $107,421-73.6% | $182,262-84.4% | $94,015-69.8% |
| Participation rate | 93.1% | 77.8%+15.3pp | 84.2%+8.9pp | 70.8%+22.3pp |
| Annual return | 9.59% | 21.32%-11.7pp | 140.60%-131.0pp | 17.84%-8.3pp |
| Employer contribution / active EE | $1,776 | $3,448-48.5% | $5,046-64.8% | $2,790-36.3% |
| Participant deferral / active EE | $3,338 | $6,558-49.1% | $8,276-59.7% | $4,249-21.5% |
| Admin fee / account holder | $18,526 | $8,692+113.1% | $16,712+10.9% | $8,951+107.0% |