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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,936 | $71,208-18.6% | $93,681-38.2% | $80,911-28.4% |
| Participation rate | 57.1% | 60.4%-3.3pp | 68.7%-11.6pp | 67.6%-10.5pp |
| Annual return | 11.59% | 11.27%+0.3pp | 133.47%-121.9pp | 35.63%-24.0pp |
| Employer contribution / active EE | $1,078 | $1,564-31.1% | $2,422-55.5% | $2,756-60.9% |
| Participant deferral / active EE | $2,194 | $4,035-45.6% | $4,415-50.3% | $4,297-48.9% |
| Admin fee / account holder | $2,189 | $6,951-68.5% | $8,290-73.6% | $6,935-68.4% |