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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,751 | $65,555-24.1% | $86,216-42.3% | $75,173-33.8% |
| Participation rate | 62.3% | 60.5%+1.8pp | 69.0%-6.7pp | 67.2%-4.9pp |
| Annual return | 14.97% | 46.07%-31.1pp | 1169.42%-1154.4pp | 160.72%-145.7pp |
| Employer contribution / active EE | $1,169 | $1,553-24.7% | $2,382-50.9% | $2,671-56.2% |
| Participant deferral / active EE | $2,711 | $3,023-10.3% | $3,986-32.0% | $4,126-34.3% |
| Admin fee / account holder | $4,168 | $5,469-23.8% | $6,853-39.2% | $5,651-26.2% |