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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,217 | $100,895+55.8% | $90,430+73.9% | $158,950-1.1% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.7%+27.3pp | 82.0%+18.0pp |
| Annual return | 12.77% | 1725.54%-1712.8pp | 1293.73%-1281.0pp | 302.91%-290.1pp |
| Employer contribution / active EE | $2,394 | $3,689-35.1% | $3,262-26.6% | $4,762-49.7% |
| Participant deferral / active EE | $13,758 | $4,347+216.5% | $3,963+247.2% | $5,983+130.0% |
| Admin fee / account holder | $7,237 | $6,505+11.2% | $5,613+28.9% | $11,248-35.7% |