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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,502 | $90,617-18.9% | $79,476-7.5% | $135,382-45.7% |
| Participation rate | 100.0% | 76.1%+23.9pp | 73.3%+26.7pp | 82.6%+17.4pp |
| Annual return | -9.97% | 977.57%-987.5pp | 718.21%-728.2pp | 519.77%-529.7pp |
| Employer contribution / active EE | $1,687 | $3,068-45.0% | $2,800-39.8% | $4,779-64.7% |
| Participant deferral / active EE | $9,805 | $4,050+142.1% | $3,704+164.7% | $5,609+74.8% |
| Admin fee / account holder | $5,997 | $5,907+1.5% | $5,113+17.3% | $10,829-44.6% |