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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,196 | $105,861-75.3% | $90,756-71.1% | $134,509-80.5% |
| Participation rate | 69.2% | 78.2%-9.0pp | 75.7%-6.5pp | 81.2%-12.0pp |
| Annual return | -20.10% | -10.99%-9.1pp | -12.16%-7.9pp | 418.13%-438.2pp |
| Employer contribution / active EE | $0 | $3,463-100.0% | $2,922-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $6,467 | $5,217+24.0% | $4,565+41.7% | $6,400+1.0% |
| Admin fee / account holder | $808 | $13,938-94.2% | $8,445-90.4% | $11,427-92.9% |