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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,590 | $116,190-86.6% | $93,614-83.3% | $152,885-89.8% |
| Participation rate | 83.3% | 78.0%+5.3pp | 75.8%+7.5pp | 82.5%+0.9pp |
| Annual return | 41.80% | 35.96%+5.8pp | 32.76%+9.0pp | 345.39%-303.6pp |
| Employer contribution / active EE | $669 | $3,219-79.2% | $2,718-75.4% | $4,763-85.9% |
| Participant deferral / active EE | $5,961 | $4,604+29.5% | $4,069+46.5% | $5,851+1.9% |
| Admin fee / account holder | $1,103 | $10,749-89.7% | $7,889-86.0% | $11,598-90.5% |