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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,874 | $99,644-57.0% | $86,438-50.4% | $134,532-68.1% |
| Participation rate | 66.7% | 82.1%-15.4pp | 80.3%-13.7pp | 81.2%-14.6pp |
| Annual return | -11.56% | 6787.26%-6798.8pp | 4397.19%-4408.7pp | 418.27%-429.8pp |
| Employer contribution / active EE | $0 | $4,402-100.0% | $3,769-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $8,848 | $7,247+22.1% | $6,952+27.3% | $6,401+38.2% |
| Admin fee / account holder | $7,092 | $8,375-15.3% | $6,733+5.3% | $11,429-37.9% |