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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,822 | $70,486-47.8% | $100,528-63.4% | $79,852-53.9% |
| Participation rate | 65.4% | 73.6%-8.3pp | 79.4%-14.0pp | 69.6%-4.3pp |
| Annual return | 16.35% | 21.90%-5.6pp | 30.90%-14.6pp | 31.72%-15.4pp |
| Employer contribution / active EE | $577 | $2,165-73.3% | $3,419-83.1% | $2,471-76.7% |
| Participant deferral / active EE | $10,168 | $5,182+96.2% | $6,271+62.1% | $3,740+171.8% |
| Admin fee / account holder | $275 | $4,480-93.9% | $8,084-96.6% | $5,306-94.8% |