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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,490 | $106,247-53.4% | $96,515-48.7% | $139,466-64.5% |
| Participation rate | 90.0% | 77.8%+12.2pp | 74.3%+15.7pp | 80.3%+9.7pp |
| Annual return | 19.07% | 38.47%-19.4pp | 35.73%-16.7pp | 373.66%-354.6pp |
| Employer contribution / active EE | $2,466 | $4,106-39.9% | $3,740-34.1% | $4,754-48.1% |
| Participant deferral / active EE | $7,259 | $5,456+33.1% | $4,880+48.8% | $6,712+8.1% |
| Admin fee / account holder | $434 | $7,885-94.5% | $6,735-93.6% | $11,409-96.2% |