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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,877 | $115,814-87.2% | $101,275-85.3% | $158,982-90.6% |
| Participation rate | 88.9% | 79.4%+9.5pp | 75.8%+13.1pp | 82.0%+6.9pp |
| Annual return | 64.30% | 56.16%+8.1pp | 46.48%+17.8pp | 302.99%-238.7pp |
| Employer contribution / active EE | $1,209 | $4,176-71.0% | $3,660-67.0% | $4,763-74.6% |
| Participant deferral / active EE | $2,213 | $4,958-55.4% | $4,371-49.4% | $5,983-63.0% |
| Admin fee / account holder | $4,393 | $7,249-39.4% | $5,948-26.2% | $11,252-61.0% |