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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $335,936 | $104,937+220.1% | $84,628+297.0% | $152,897+119.7% |
| Participation rate | 66.7% | 74.8%-8.2pp | 68.2%-1.6pp | 82.5%-15.8pp |
| Annual return | 18.47% | 373.88%-355.4pp | 258.80%-240.3pp | 345.43%-327.0pp |
| Employer contribution / active EE | $5,715 | $3,303+73.0% | $2,653+115.4% | $4,764+20.0% |
| Participant deferral / active EE | $15,542 | $4,690+231.4% | $3,900+298.5% | $5,851+165.6% |
| Admin fee / account holder | $0 | $6,243-100.0% | $4,914-100.0% | $11,599-100.0% |