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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,570 | $166,268-48.5% | $165,100-48.2% | $145,897-41.3% |
| Participation rate | 57.1% | 82.0%-24.9pp | 78.6%-21.5pp | 80.3%-23.2pp |
| Annual return | 11.04% | 100.52%-89.5pp | 70.21%-59.2pp | 552.29%-541.2pp |
| Employer contribution / active EE | $2,894 | $5,284-45.2% | $4,348-33.4% | $4,663-37.9% |
| Participant deferral / active EE | $8,509 | $6,964+22.2% | $6,035+41.0% | $6,689+27.2% |
| Admin fee / account holder | $407 | $16,659-97.6% | $12,696-96.8% | $13,390-97.0% |