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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,939 | $199,109-40.3% | $173,730-31.5% | $154,746-23.1% |
| Participation rate | 50.0% | 82.8%-32.8pp | 79.6%-29.6pp | 80.7%-30.7pp |
| Annual return | 15.89% | 20.02%-4.1pp | 19.96%-4.1pp | 172.34%-156.4pp |
| Employer contribution / active EE | $3,219 | $5,311-39.4% | $4,577-29.7% | $4,379-26.5% |
| Participant deferral / active EE | $9,964 | $7,113+40.1% | $6,326+57.5% | $6,730+48.0% |
| Admin fee / account holder | $560 | $20,916-97.3% | $17,523-96.8% | $14,365-96.1% |